MADISON – Don Daniel has written a book to document his strategy for everyday people to eliminate debt quickly but without sacrificing their lifestyle.

In “The P.I.L.L. Method: A Better Way to Eliminate Debt,” Daniel shows his readers how they can learn to read, interpret, plan and implement actions that will both cancel interest and reduce the time to pay off loans.

The acronym P.I.L.L. represents “Prepayment of principal”; “Isolation of principal amounts”; “Leverage, using fragments of money to eliminate huge amounts of amortized interest”; and “Liquidity, having the ability to access cash on demand.”

“We have been taught to focus on debt, while ignoring the very thing that is causing our budgets to combust, which is interest,” Daniel said. “Dedicating large sums of money on debt is not as effective as eliminating interest to reduce the debt.”

“For years, people have been taught to pay down debt while paying very little attention to the interest cost,” Daniel said. “Eliminating debt is as simple as paying less interest to get out of debt sooner. Pay more interest, and stay in debt longer.”

“Through education and technology, the team at P.I.L.L. Method’s International Trust has developed a better way to drastically reduce your interest cost by an average of 75 percent, which can lead to eliminating all of one’s debt in about seven to nine years without sacrificing lifestyle,” Daniel said.

Publicist Vicki Morris said Daniel is “an ordinary man with an extraordinary ability to see patterns in amortization schedules and develop (an explanation in simple terms). Don was diagnosed with Asperger’s and ADHD. Don’s diagnosis has manifested itself in his amazing ability to see a clear path toward financial independence through the understanding of how money really works.”

Formerly a firefighter, Daniel left that job 17 years ago to teach individuals how to read amortization schedules and how loans actually work. He shows people how to use small amounts of money to pay off large amounts of debt by “interest cancellation.”

Don and wife Patricia live in Huntsville. They are parents of two adult sons.

To order Daniel’s book, visit amzn.to/36jH8Tm. For more information, email ddaniel@thepillmethod.com or visit thepillmethod.com.